Does opening a MogoAccount affect my credit score?

NO. When you open a MogoAccount, we perform a "soft check" which doesn't impact your credit score.

However, if you decide to move forward and apply for credit, when you submit your completed application we'll do a hard check which can impact your credit score. Don't worry, you will be asked to consent to this hard check at the time you submit your application by checking a box, so you will be able to decide if you want a hard check on your bureau record or not.