What will it cost to use my MogoCard?

The MogoCard is a free rewards card that’s as good for your pocket as it is for our planet. No other card in Canada gets you 2% unlimited bitcoin cashback on your purchases1 and offsets your carbon emissions while making it easy to control your spending and stay out of debt. Plus, it includes a free credit score and free identity fraud protection.

With your MogoCard there is: 

• No annual fee
• No monthly fee (as long as you use your card once every 365 days)
• No transaction or point-of-sale fees
• No interest
• No debt. No credit impact

The only Mogo fees that you might encounter are:

• Domestic ATM withdrawal - $1.50
• International ATM withdrawal - $3.00
• Foreign Exchange Fee - 2.5%
• Monthly Inactivity Fee - $1.99  (only if you haven't used your card in 365 days)

Mogo Visa* Platinum Prepaid Card is issued by Peoples Trust Company pursuant to licence by Visa Int. *Trademark of Visa International Service Association and used under licence by Peoples Trust Company.

Bitcoin Cashback is a component of Mogo’s Rewards program. To be eligible you must have: (i) a Bitcoin & Rewards or MogoCrypto account; and (ii) the Mogo Visa Platinum Prepaid Card (“MogoCard”). Eligible MogoMembers will earn 1% Bitcoin Cashback on Canadian currency purchases (or 2% on any domestic purchases made on or after June 1, 2021) and 2% Bitcoin Cashback on foreign currency purchases. Bitcoin Cashback is earned monthly and based on all eligible purchases made in the preceding month. Mogo will determine the eligible 1% or 2% in fiat and will convert that fiat to satoshis according to the Satoshi Conversion set out in detail in the MogoAccount. All decisions regarding the conversion to satoshis by Mogo are final and binding. Additional eligibility requirements, transaction exclusions, and other terms are set out in full in the MogoAccount Terms and Conditions, which may be changed or terminated at any time without notice, see: https://www.mogo.ca/terms-and-conditions. Mogo cannot guarantee that the value of your Bitcoin Cashback will increase. If the price of bitcoin decreases then you may lose some or all of the value of your Bitcoin Rewards.