Why does my monthly Mogo credit score not show up as a credit inquiry? Mogo’s monthly credit score updates and MogoMoney pre-approvals are soft checks, which will not show up as a credit inquiry. Related articles What if I see a credit inquiry alert from Mogo? How do I get a free credit score? How do I get a MogoCard? What can I do to improve my credit score? Is it safe to check my credit score?