Mogo does not report payment history to any credit bureau in Canada for the MogoMini line of credit.
Even if your payments aren’t being reported to the credit bureau, there are still other ways you could potentially improve your score. For example, you could use MogoMoney to pay off another debt listed on your credit bureau that is in default, or a credit card or line of credit that has a utilization ratio (your balance to limit ratio) of over 70%. Because utilization ratios make up about 30% of your score and payment history makes up about 35%, getting these ratios in check can help your score improve.