Well, it's free and takes about three minutes to open online. Once you've successfully signed up and completed your profile you can get:
- If eligible, a pre-approval for MogoMoney that doesn't impact to your credit score (take it if you need it)
- Access to MogoMortgage - a smart mortgage solution with a unique customized dashboard
Well, the good news is, you can have a MogoAccount and still keep your bank account. No need to fuss about switching.
You can access your MogoAccount on the web.