We’re a broker, but a different kind of broker. We’ve built an experience that isn’t just about getting the mortgage, but also about having the mortgage. It takes a few weeks to get a mortgage, but you’ll have that mortgage for 25 years, so we thought: why not improve that part of the experience too?
The old way of getting a mortgage was tedious: go to a bank or broker, meet with someone, followed by a whole lot of back-and-forth. We know you’re busy, and we know that’s a hassle. The Mogo way of getting a mortgage: a convenient, online experience, from applying all the way through to your first monthly payment. Use your computer or phone, from wherever you want.
Our mortgage specialists are salaried—not commissioned—meaning they focus on support, not sales. They work hard to find you the best available interest rate and mortgage product in Canada, whether that's through a bank or a non-bank mortgage lender.
Some lenders advertise higher rates and make you fight to get their best ones. Why post a 4.5% rate when your real rate is 2.5%? Yeah, we don’t get it either. The rates we show you are our actual rates. Always. And they’re market leading.
We'll guide you through applying for a mortgage, buying your home, and even afterward as you make your payments. This is all to help you keep on track and get mortgage-free faster, while making your mortgage experience convenient, easy, and painless.
Once you have a MogoMortgage, we keep you informed with your personalized MogoAccount dashboard where you’ll see your progress on your mortgage payments, your pre-payment options, and your term broken up into digestible and less intimidating 1-year periods. The MogoAccount dashboard is also where you can access our free Mogo Rewards Program, something we’ve come up with to make your money game a little more fun and interesting.
MogoMortgage is offered by Mogo Mortgage Technology Inc. o/a Mogo Mortgage (Ontario: FSRA License No. 12836)