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  1. Help Centre | Mogo
  2. MogoMortgage
  3. Mortgages 101

Mortgages 101

  • Who can apply for a MogoMortgage?
  • How is a MogoMortgage different from a mortgage through a bank or another broker?
  • What types of mortgages does Mogo offer?
  • How do I apply for a MogoMortgage?
  • Should I get pre-approved on a mortgage before I look for a home?
  • What is a fixed rate mortgage? What about a variable mortgage?
  • What is a down payment and how much do I need to buy a home?
  • What is amortization and a mortgage term?
  • What is the difference between a closed-term mortgage and an open-term mortgage?
  • When is mortgage insurance required?

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